Obligation BPCe 1% ( FR0013174687 ) en EUR

BPCe

100 % ⇌

France

FR0013174687 ( en EUR )

1% par an ( paiement annuel )

20/05/2024 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0013174687 en EUR 1%, échue

BPCE est un groupe bancaire coopératif français, le deuxième plus important du pays, constitué des réseaux Banques Populaires et Caisses d'Épargne, ainsi que de sa filiale Natixis.

L'Obligation émise par BPCe ( France ) , en EUR, avec le code ISIN FR0013174687, paye un coupon de 1% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 20/05/2024

Final Terms dated 18 May 2016

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-21
TRANCHE NO: 1
EUR 5,000,000 1.00 per cent. Notes due 20 May 2024

Dealer
Commerzbank Aktiengesellschaft

1

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the Autorité des
marchés financiers (the "AMF") on 18 November 2015 and the Base Prospectus Supplements dated 29 February
2016 and 5 April 2016 which received visa n° 16-062 on 29 February 2016 and n° 16-118 on 5 April 2016 (the
"Supplements") which together constitute a base prospectus for the purposes of the Prospectus Directive
(Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplementsare available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the
website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-
France, 75013 Paris, France.
1. Issuer:
BPCE
2. (i) Series Number:
2016-21
(ii)
Tranche Number:
1
3. Specified Currency or Currencies:
Euro (« EUR »)
4. Aggregate Nominal Amount:

(i)
Series:
EUR 5,000,000
(ii)
Tranche:
EUR 5,000,000
5. Issue Price:
101.246 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
EUR 100,000
7. (i)
Issue Date:
20 May 2016

(ii)
Interest Commencement Date:
20 May 2016
8. Interest Basis:
1.00 per cent. Fixed Rate
(further particulars specified below)
9. Maturity Date:
20 May 2024
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Senior Notes

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(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 25 April
for issuance of Notes obtained:
2016and decision of Mr. Roland Charbonnel, Director
Group Funding and Investors Relations, dated on 12 May
2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Applicable/
(i)
Rate of Interest:
1.00 per cent. per annum payablein arrear on each Interest
Payment Date
(ii) Resettable:
Not Applicable
(iii) Interest Payment Date:
20 May in each year commencing on 20 May 2017
(iv) Fixed Coupon Amount:
EUR 1.000 per Note of EUR 100,000
(v) Broken Amount(s):
Not Applicable
(vi) Day Count Fraction:
Actual/Actual (ICMA)
(vii) Determination Dates:
20 May in each year
(viii) Payments on Non-Business Days
As per Conditions
15. Floating Rate Note Provisions
Not Applicable
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes Provisions relating
Not Applicable
to the Final Redemption Amount:
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption upon the
occurrence of a Capital Event in the
case
of
Subordinated
Notes
(Condition 6(g)), for taxation reasons
(Condition
6(h)),
for
illegality
(Condition 6(k)) or on event of default
in the case of the Senior Notes EUR 100,000 per Note of EUR 100,000 Specified
(Condition 9):
Denomination

3

(ii) Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(h)):
Yes
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable

23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1 Applicable
A and D.213-1 A of the French Code
monétaire et financier:
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux inscrite au
Barreau de Paris
10, rue de Sèze
75009 Paris
France
Represented by Maître Antoine Lachenaud, Co-gérant
associé
Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a remuneration of Euro
2,000 (excluding VAT) per year.

4

RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms
Signed on behalf of BPCE
Duly represented by:
Roland Charbonnel, Director Group Funding & Investor Relations

5

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application has been made by the Issuer (or on its behalf) for
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date.
(ii) Estimate of total expenses related EUR 4,450
to admission to trading:
2.
RATINGS
Not Applicable
Ratings:

3.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
"Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the
offer of the Notes has an interest material to the offer."
4. YIELD
Indication of yield:
1.00 per cent. per annum
The yield is calculated at the Issue Date on the basis of the Issue
Price. It is not an indication of future yield.
5.
OPERATIONAL INFORMATION
ISIN:
FR0013174687
Common Code:
141656511
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear
and
Clearstream
Luxembourg:
No
Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and
the
relevant
identification
number(s):
Delivery:
Delivery against payment

6

Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
10.
DISTRIBUTION

(i) Method of distribution:
Non-syndicated

(ii) If syndicated:
Not applicable

Commerzbank Aktiengesellschaft

(iii) If non-syndicated, name and
Kaiserstraße 16 (Kaiserplatz)
address of Dealer:
60311 Frankfurt am Main (Germany)

(iv) US Selling
Reg. S Compliance Category 2 applies to the Notes; TEFRA
Restrictions(Categories of potential
not applicable
investors to which the Notes are
offered):

7